Disclaimer. After nearly 40 years managing money for some of the largest life offices and investment managers in the world, I think I have something to offer. These days I'm retired, and I can't by law give you advice. I do make mistakes, but I try hard to do my analysis thoroughly, and to make sure my data are correct. Remember: the unexpected sometimes happens. The expected does too, but all too often it takes longer than you thought it would.

The Goddess of Markets punishes (eventually) greed, folly, laziness and arrogance. No matter how many years you've served Her. Take care. Be humble. And don't blame me.

BTW, clicking on most charts will produce the original-sized, i.e., bigger version.

Thursday, December 18, 2014

November 7th hottest

After a run of hottest temperatures ever measured for each month since May, November was only the 7th hottest ever measured.  But the 12 months to November was the hottest 12 months to November ever measured and it seems very likely therefore that the year as a whole will be the hottest year ever.
Note again how 1998 (an El Nino year) is an obvious statistical outlier)


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